Often significantly cheaper in Switzerland than in Germany - an important component of your savings.
German monthly premium vs. typical Swiss cross-border commuter health insurance (280 CHF/month model value).
A notice: Simplified model calculation. The Swiss comparison premium is set at 280 CHF/month (typical range often 220-380 CHF). Individual rewards may vary.
CH: often 220–380 CHF/month basic insurance.
EN: Self-employed people often €650-950.
Enter your current German KV premium - the calculator shows the difference to the Swiss model.
VAT · Trade tax · Crafts
Tap a category to open it.
CH: VAT obligation from a turnover of 100,000 CHF.
DE: from €22,000 small business limit or full VAT liability.
Enter your annual sales - the calculator shows the difference to the Swiss model.
Allowance: 24.500 € · Measurement amount: 75.500 €
Value from the KV calculator above - you can adjust the DE premium there.
Only relevant for compulsory master craftsmanship in DE - CH start without master craftsman's certificate.
Simplified model calculation. VAT advantage only up to 100,000 CHF in sales. Individual situation may vary.
Questions about setting up a company or changing your KV? We advise you personally.